Mortgage Repayment Calculator Estimate your repayments, then explore interest-only periods or extra payments. Loan detailsExample only, replace with your figures. The starting rate, loan amount, term and fees are illustrations, not a loan quote. Enter your loan details then choose how often you plan to make repayments. Property and loan type PurposeOwner occupiedInvestmentRepayment typePrincipal & interestInterest onlyInterest-only periodEnter 1–10 whole years, shorter than the total loan term. For example, a 30-year loan with 5 years interest only leaves 25 years to repay the principal.Select Interest only to set the periodLoan assumptions Loan amountAmount borrowedAnnual interest rate (%)Enter a rate to test. This calculator uses the same rate throughout the loan, including after an interest-only period.Loan termYearsMonthly fees Repayment schedule Repayment frequencyWeekly repayments use the monthly amount × 12 ÷ 52. Fortnightly repayments use half the monthly amount, an accelerated approach equivalent to 13 monthly repayments a year. Monthly fees and extra repayments are converted using 12 ÷ the number of repayments per year.MonthlyFortnightly (accelerated)WeeklyOptional extra repayment Additional monthly repaymentMonthly amount converted to your selected frequency Loan balance over time Standard loanWith extra repayments StartYear 30
