What would you like to do?
Buy, build, invest or review your loan? Tell me what matters to you and your preferred timing.
A conversation, not a test.
Your first chat is a chance to ask questions and talk through your plans. You do not need to have everything worked out.
Start with a rough idea of your income, savings, debts and what you would like to do. We can discuss which documents are needed next.
Bring what is on your mind
Write down any questions. No question is too basic and you do not need to know the lending terms.
Make a little space
Allow the time shown in your booking and choose somewhere private. A pen or notes app can be useful.
Ready for a detailed lending appointment? See the checklist
These documents help when we look more closely at your lending position. I will confirm what is needed for your circumstances.
- Applicants: arrange for everyone applying to join the detailed appointment where possible.
- Identification: current ID, such as a driver licence or passport, if verification is needed.
- Income: your two most recent payslips. Self-employed applicants may need different documents.
- Refinancing: your latest home-loan statement, rate and repayments.
- Buying: a recent savings statement and any property or purchase-budget details.
- Other commitments: details of debts and regular expenses.
Please use the secure document process I provide rather than putting ID or financial documents into a general enquiry form.
The first conversation helps identify next steps. Lending options and borrowing capacity need supporting information and assessment.
Let's talk home loans
Book Your Free Appointment
Whether you are purchasing, refinancing, investing or simply wanting to understand your options, we can talk through your goals and what information may be needed next.
Choose an appointment timeCalendar opens through Mortgage Matrix.