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Check your borrowing power

Get a rough borrowing estimate, then discuss your position with Liran. This estimate is not a pre-approval.

Tell me about your household

Example only, replace with your figures. The suggested amounts and starting interest rate are illustrations, not a rate quote.

$
Before tax, excluding super. Enter 0 if this applicant has no income.
$
Before tax, excluding super. Enter 0 if this applicant has no income.
$
Food, utilities, transport, insurance and regular spending
$
Existing home loans, personal loans, car loans, HELP and other commitments
$
Use the limits, not the current balances
%
Choose an indicative rate to test. This is not a rate quote.

Important: This calculator provides a broad estimate only. It is not a pre-approval, lending decision, quote or personal credit advice. Lenders use different expense benchmarks and policies for income, dependants and existing debts. Your actual borrowing capacity may be higher or lower.

The estimate assumes a 30-year principal and interest loan and uses simplified 2026-27 Australian resident income-tax rates, an approximate Medicare levy and broad household and lending assumptions. The interest rate entered is used only to produce this broad estimate and is not a rate quote. It does not account for every tax offset, HELP repayment rule, lender policy, property type, deposit or interest-only commitment.

Credit Representative 548043 is authorised under Australian Credit Licence 389328.

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